What happens if the driver who hit me as I crossed the street does not have automobile insurance?

Posted By on May 24, 2016

In this video, Alan Sackrin answers a question that he has been asked many times before by clients and visitors to this site. If you have questions after watching the video, Alan is available to talk with you now and answer your questions free of charge:

Q: What happens if the driver who hit me as I crossed the street does not have automobile insurance?

A: If the driver who struck you as you crossed the street as a pedestrian did not have liability insurance, and was at fault in causing the collision, you may proceed to make a claim against your own automobile insurance if, in fact, you had what’s known as underinsured or uninsured motorist insurance. Basically, your insurance company will take the roll of the other driver’s insurance company. You will sue your own insurance company. You will have to prove that the other driver was at fault, and that you sustained injuries, but that is one avenue of recovery even if the driver who caused your accident did not have any liability insurance. If, for some reason, that driver who had no liability insurance is wealthy and has many assets you could also try to proceed against that person personally. However, that usually is not the case, especially when there is no liability insurance.

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Do you have questions or comments? Then please feel free to send Alan an email or call him now at (954) 458-8655.

 

 

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