Should a passenger file an insurance claim against the driver of the vehicle the passenger is in or against the other driver if the other driver is at fault?

Posted By on January 10, 2017

In this video, Alan Sackrin answers a question that he has been asked many times before by clients and visitors to this site. If you have questions after watching the video, Alan is available to talk with you now and answer your questions free of charge:

Q: Should a passenger file an insurance claim against the driver of the vehicle the passenger is in or against the other driver if the other driver is at fault?

A: If you are a passenger in somebody else’s car in Florida, and you own your own car and you’re injured in that accident, you must first make a claim against your own car insurance for PIP or no fault benefits. As far as a bodily liability claim, if you are a passenger in one car, and another vehicle’s driver caused the accident, you make a bodily injury liability claim against that other driver. If that other driver did not have any bodily injury liability insurance, there is a chance that you can make what’s called an uninsured motorist claim, and proceed against the insurance company of the driver of your vehicle. It’s a very complicated question and it’s nuance depends upon a variety of factors.

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Do you have questions or comments? Then please feel free to send Alan an email or call him now at (954) 458-8655.

 

 

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